Questions? Call us (813-495-5694)
We Shop the Nation’s Top Networks to Find Your Best Rate. As an independent health and life insurance agency, we work for you—not the insurance companies.(Tampa area for in office, phone and zoom for out of area.)
Marketplace health plan options
Get the security of comprehensive, ACA-compliant coverage. Marketplace plans are Qualified Health Plans, meaning they cover pre-existing conditions and essential health benefits with no exclusions. Perfect for families who qualify for a subsidy or want the full protection of guaranteed-issue coverage.
HMO and PPO Networks
Choose the plan structure that fits how you use care. HMO plans offer lower premiums with coordinated care through a primary doctor, while PPO plans give you more flexibility to see specialists without a referral. Every plan meets ACA standards for essential health benefits.
Guaranteed Coverage
No health questions, no denials for pre-existing conditions. Qualified Health Plans are required to cover you and your family regardless of medical history, and many households qualify for premium tax credits that lower the monthly cost.
Non-Marketplace health plan options
Cut through the noise and confusion of marketplace plans. We help you navigate the private market to design flexible, alternative health coverage built around your household's actual health—not your income. Perfect for self-employed individuals, freelancers, and healthy families who do not qualify for an Obamacare subsidy.
Nationwide PPO and EPO Networks
Gain complete medical freedom with open access to major nationwide doctor networks. No restrictive in-state boundaries and no required doctor referrals to see specialists. Keep your plan for up to 3 full years of stable, guaranteed protection with zero calendar enrollment restrictions.
Tailored Benefit Designs
Multiple deductible options
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